Storm Damage Restoration in Chesterfield

A storm doesn’t announce when it’s finished damaging your home. The branch that punched through your roof at 2 a.m. is obvious — but the water that followed it into the attic insulation, the lifted shingles three sections over that are still admitting wind-driven rain, and the fascia that looks intact until you press on it: those are the losses that show up weeks later as ceiling stains, rot, and mold. Storm damage restoration is the work of finding all of it, not just the part you can see from the driveway.

What Storm Damage Restoration actually involves

Storm losses are rarely a single clean problem. A severe weather event typically layers multiple damage types on top of each other — wind, impact, water intrusion, and sometimes structural displacement — and each layer has its own repair sequence and documentation requirement.

On a typical storm-damaged property, the work includes emergency stabilization (tarping, board-up, or temporary fencing), systematic inspection of the roof deck, flashing, gutters, siding, soffits, windows, and any trees or debris in contact with the structure, followed by water intrusion assessment using moisture meters and thermal imaging where water has entered the building envelope. From there, the scope expands into whatever combination of roofing, siding, carpentry, and interior drying the loss actually requires.

The equipment varies with the damage: roofing crews work with safety rigging, pry bars, and nail guns; water intrusion work involves penetrating moisture meters, infrared cameras, and where needed, desiccant or refrigerant dehumidifiers and air movers. The timeline from emergency call to completed scope is typically days for stabilization and weeks for full restoration, depending on material availability and the complexity of the loss.

Our process

1. Emergency stabilization. Before anything is measured or photographed, the structure needs to stop taking on additional damage. That means tarping breached roof sections, boarding compromised windows or doors, and securing or removing hazardous debris. Stabilization protects both the property and the accuracy of the damage assessment that follows.

2. Systematic damage inspection. A thorough inspection works from the roof down and from the exterior in. Roof decking, underlayment, flashing at penetrations and valleys, gutters, soffits, fascia, siding, and foundation-level drainage are all checked — not just the areas with visible impact. Wind damage frequently causes fastener pull-through and micro-tears that don’t look like much until the next rain.

3. Moisture mapping and water intrusion documentation. Anywhere the envelope was breached, moisture readings are taken at multiple depths and logged with photos and diagrams. This step matters for two reasons: it determines whether structural drying is needed before repairs begin, and it creates the documentation an insurance adjuster needs to see that water intrusion was storm-caused and not pre-existing.

4. Scope development and insurance coordination. A written scope of work details every affected component — material, quantity, unit cost, and repair method. ProCraft Exteriors prepares this documentation and works directly with your carrier so the claim reflects the full extent of the loss, not just what’s visible on a quick walk-around.

5. Repair and restoration. With the scope approved, work proceeds in the correct sequence: structural repairs first, then weatherproofing, then interior finishes. Skipping ahead on interior work before the envelope is confirmed watertight is one of the most common ways a storm repair fails within the first year.

What separates a good storm damage response from a bad one

The most common failure in storm damage work is an incomplete inspection. A contractor who replaces only the visibly damaged shingles without checking the decking beneath, the flashing at the chimney, or the condition of the drip edge is setting up a repeat leak. Insurance adjusters who specialize in storm claims know this — a well-documented scope includes photos of fastener patterns, decking condition, and flashing details, not just the obvious impact points.

Second most common: skipping moisture mapping when there’s been any water entry. Water behind siding or above a ceiling can read dry at the surface while the sheathing or framing behind it stays saturated. Repairs sealed over wet framing create the conditions for mold within weeks.

A good storm restoration contractor also understands the difference between cosmetic matching and code-compliant repair. In Missouri, roofing and exterior repairs are subject to local building codes, and in some municipalities a permit is required for roof replacement. Work done without the required permits can complicate a future sale or a subsequent insurance claim.

What does Storm Damage Restoration cost?

Typical costs run from a few hundred dollars for minor repairs to well into five figures for a major roof replacement combined with interior water damage remediation. The range is wide because storm losses vary so dramatically in scope. Most homeowners pay somewhere in the middle — a partial roof replacement with moderate interior damage typically lands between $8,000 and $20,000 — but every loss is different, and ProCraft Exteriors provides a written scope before any work begins.

Homeowners insurance typically covers sudden storm-caused damage to the structure — wind, hail, falling trees — subject to your deductible and policy terms. Gradual deterioration or pre-existing conditions are generally excluded, which is why thorough documentation of storm causation matters from the first hour.

Seasonal and regional considerations

The St. Louis metro sits in a corridor that sees a meaningful number of severe thunderstorm and tornado warnings each year, concentrated in spring and early summer but not limited to it. Derecho-style wind events — straight-line winds that can exceed hurricane force without the rotating signature — are a recurring pattern across the region and cause widespread roof and siding damage that can look deceptively minor from street level.

Hail is a particular concern in this part of Missouri. Hailstones large enough to fracture asphalt shingles and dent aluminum gutters are common in significant storm cells, and the damage often isn’t visible without getting on the roof. Carriers in this region are familiar with hail claims and expect photo documentation of strike density and impact depth, not just a general description.

Winter ice storms present a different set of problems — ice dam formation along eaves, gutter separation under ice load, and flat or low-slope roof ponding when drainage is blocked. These losses are slower to develop than summer storm damage but can be just as extensive by the time they’re discovered.

Service area

ProCraft Exteriors is based in Chesterfield and serves the surrounding communities throughout St. Louis County and the broader metro area. If you’ve had storm damage in Chesterfield, Wildwood, Ballwin, Manchester, Town and Country, Ellisville, or neighboring areas, the city-specific pages on this site link back here for the full process detail — the work is the same regardless of which zip code the storm hit.

If your property sustained storm damage, the sooner the structure is stabilized and documented, the better your claim outcome is likely to be. Call ProCraft Exteriors at (314) 965-2353 to schedule a storm damage inspection and get a written scope of work before your insurance adjuster closes the file.